Investments are a way to preserve
and increase capital.
Buying financial assets in the long run is always more profitable than kee
ping money in a bank account, where it is difficult to protect it from inflation. And if it comes to amounts of more than 1 million rubles, then the deposit may have a negative effect due to the tax on interest income introduced in 2021.
There
fore, now many people are showing interest in the stock market. So that you do not get confused in the abundance of in
formation, we have compiled a short training plan
for a novice investor.
Basic concepts
It is impossible to get acquainted
with investing
without studying the most common terms. The stock exchange is a place for concluding transactions
with securities. Nowadays, access to it is provided by brokers through mobile applications and special
online services. A broker is an intermediary for trading on the stock exchange. Maintains client accounts, provides technical support, acts as a client's tax agent for many transactions (calculates and pays taxes on profits independently). Large companies, among other things, conduct courses that teach investing and trading. An issuer is an organization that issues securities. A share is a security that gives the owner the right to participate in the management of the company and provides him
with a share of the profits (dividends). A bond is an IOU issued by a government, municipality, or company. It is issued for a certain period
with a predetermined percentage for the use of money (coupon). The pledge is secured by the entire property of the issuer.An investor is a person who invests his funds in various assets for profit. Portfolio - all assets (securities, precious metals, currencies, cash, etc.) owned by one specific investor.
Where to begin?
To answer this question, you need to understand how the investment process works. Its scheme is quite simple:
Set a goal. Determine the conditions for its achievement.
Choose a strategy.
Stick to the action plan and adjust it as needed.
Most of the time there is no problem with the first one. Most people have a fairly clear idea of ??what they want to achieve and in what time frame. It is also important for an investor to remember about the currency in which the goal will be realized. For example, it is better to immediately save up in dollars or euros for a vacation abroad.
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