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Do You Need Mortgage Insurance Policy?

Do You Need Mortgage Insurance Policy?

Customer paid personal home loan insurance policy, or BPMI, is one of the most common type of pmi fha mortgage insurance in today's home loan lending market.

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I had a general question about Mortgage insurance but didnt want to start up a new thread. When I got a mortgage, I only did so with 5 down and therefore had to get CMHC insurance. Now, when my mortgage is up for renewal, could I ask to take the mortgage insurance off? Is there any way to take it off?

If I could take the CMHC payment off, I would like to contribute the savings to a term life insurance policy.

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